General disclaimer
Information and tools available on ToolVerse are provided for general informational, educational and convenience purposes.
ToolVerse aims to provide useful calculators and simple tools, but the information and results provided through the website should not be treated as guaranteed, personalised or professional advice.
Important financial, tax, legal, investment or health decisions should not be based solely on the output of an online calculator.
Calculator results
ToolVerse calculators generate results using the information entered by the user together with the formulas, assumptions and calculation methods implemented by the selected tool.
Results can vary because of rounding methods, changing rates, different formulas, user input, assumptions or rules used by external organisations.
You should independently verify any calculation that will be used for an important decision.
Financial and investment information
Financial calculators available on ToolVerse, including EMI, SIP, interest and related tools, are intended to provide estimates based on the information entered by the user.
Actual loan payments, investment returns, interest charges, fees and other financial outcomes may be different.
Calculated or projected investment values do not guarantee future performance. Markets, rates, fees, taxes and other factors can affect actual returns.
ToolVerse is not a bank, lender, financial adviser, broker or investment adviser.
Tax and GST information
Tax-related calculators, including GST tools, are intended to assist with general calculations and estimates.
Tax rules, rates, exemptions, classifications and filing requirements may change or depend on individual circumstances.
Calculator results should not be considered an official tax assessment or a substitute for advice from a qualified tax professional or the relevant government authority.
Health-related tools
Health-related calculators such as BMI tools provide general numerical information based on the values entered by the user.
ToolVerse health-related calculators are not intended to diagnose, treat, prevent or determine the presence of any medical condition.
Health results may not account for factors such as age, medical history, body composition, medications, pregnancy or other individual circumstances.
Contact an appropriately qualified healthcare professional if you need medical advice or have concerns about your health.
No professional advice
Nothing published on ToolVerse should be interpreted as personalised professional advice.
ToolVerse does not provide personalised:
- Financial advice
- Investment advice
- Tax or accounting advice
- Legal advice
- Medical or healthcare advice
When professional guidance is appropriate, you should consult a suitably qualified professional who can consider your individual circumstances.
Accuracy and completeness
We make reasonable efforts to keep ToolVerse useful and to implement calculations correctly.
However, we do not guarantee that every formula, result, explanation or other piece of information will always be complete, current, accurate or free from errors.
Errors may result from software issues, incorrect user input, outdated information, third-party changes or other technical and operational factors.
Third-party websites and services
ToolVerse may display advertisements or provide links to third-party websites and services.
The presence of a link or advertisement does not necessarily mean that ToolVerse endorses or guarantees the third-party product, service, information or organisation.
Third-party websites operate independently and are responsible for their own content, policies, security and services.
Limitation of liability
To the extent permitted by applicable law, ToolVerse will not be responsible for losses, damages or other consequences resulting solely from reliance on calculator estimates, website information or third-party services.
Users remain responsible for reviewing and verifying information before using it for important decisions.
Nothing in this disclaimer is intended to exclude or restrict rights or liabilities that cannot legally be excluded under applicable law.
Changes to this disclaimer
This disclaimer may be updated when ToolVerse adds new tools, changes existing services or updates its legal and operational practices.
The latest version will be published on this page and the “Last updated” date may be changed when revisions are made.
Contact
If you have questions about this disclaimer or notice a problem with a ToolVerse calculator, please contact us.
Contact ToolVerse